RE/MAX Town & Country



Posted by Debra & John Blanchet on 6/20/2018

If you are preparing to sell your house, you need to be honest with yourself and others. That way, you can increase the likelihood of a fast, profitable home selling experience.

Ultimately, it pays to be an honest home seller for a number of reasons, including:

1. You can establish a competitive price for your house.

It is important to understand that what your house is worth today is unlikely to match what you paid for it, regardless of when you bought your home. Fortunately, an honest home seller is realistic about his or her house's value and can plan accordingly.

Generally, an honest home seller will allocate the necessary time and resources to conduct a home appraisal. Because with an appraisal report in hand, this home seller can establish a competitive price for his or her house based on actionable data.

2. You can identify home problems before a buyer does.

If a home seller tries to hide home problems from a buyer, the consequences could be significant. In fact, a seller may put a potential home sale in jeopardy if he or she fails to be forthright and honest with buyers from the get-go.

For example, consider what might happen if a buyer submits an offer on a house and discovers myriad home problems during an inspection. In this scenario, a buyer may ask the seller to perform various home repairs or request a price reduction. Or, a buyer may choose to walk away from a home sale altogether.

As a home seller, it helps to take an honest approach to inform potential buyers about the condition of a house. If a residence requires assorted repairs, a seller may want to complete these repairs before listing his or her residence.

Comparatively, a seller can always include information about a home's condition in a house listing. If a seller does so, he or she can help buyers make an informed decision about a possible home purchase.

3. You can avoid rash decisions throughout the home selling journey.

An honest home seller usually is calm, cool and collected throughout the home selling journey. This seller understands the pros and cons of his or her house, and as such, can take an informed, logical approach to make the best-possible decisions.

Perhaps most important, an honest home seller is unafraid to receive negative feedback about his or her house. As a result, this seller may be better equipped than others to avoid rash decisions during the home selling journey.

There are many great reasons why a home seller should strive to be honest at each stage of the home selling cycle. Of course, if you need extra help as you sell your house, you may want to hire a real estate agent as well.

Typically, a real estate agent will provide honest, unbiased home selling recommendations and suggestions. He or she will even help you get your house ready for the real estate market. And with this housing market professional's support, a home seller can move closer to achieving his or her desired results.





Posted by Debra & John Blanchet on 6/13/2018

If you plan to list your house in the foreseeable future, you should do everything possible to differentiate your residence from the competition. That way, you can show homebuyers exactly what your house has to offer and increase the likelihood of a fast, profitable home sale.

Now, let's take a look at three tips to help you optimize your home's potential.

1. Boost Your House's Curb Appeal

Your house's curb appeal may dictate how quickly your residence sells. If you allocate time and resources to transform your home's exterior from drab to fab, you may be able to reap the benefits of a speedy home sale.

Mow the lawn, trim the hedges and perform other home exterior upgrades. By doing so, you can take your house's curb appeal to new heights.

Also, if you need assistance with home exterior projects, you can reach out to local home improvement professionals. Contractors are available in cities and towns nationwide, and these professionals can help you enhance your house's curb appeal in no time at all.

2. Remove Clutter

Clutter is an eyesore that home sellers need to eliminate. Because if your home is overloaded with antiques, decorations and other items, it may be tough for homebuyers to envision what life may be like if they purchase your residence.

If you own lots of items but want to keep these belongings, there is no need to worry. You can always rent a storage unit where you can store various items until your house sells. Or, you can contact family members and friends to find out if they can store some of your belongings for the time being.

On the other hand, if you want to get rid of assorted items, you can host a yard sale or sell items online. This will enable you to simultaneously remove clutter from your house and earn extra cash.

3. Conduct a Home Inspection

Identifying home problems sometimes can be difficult. Luckily, home inspectors are available who can analyze your residence and offer valuable property insights.

Typically, a home inspector will review your residence over the course of a few hours. The inspector then will provide you with an inspection report that details his or her findings. If you analyze the inspection report closely, you can gain comprehensive insights into your house's strengths and weaknesses and prioritize home improvements.

If you need help finding a home inspector or completing other home selling tasks, you may want to hire a real estate agent as well. A real estate agent will help you revamp your house both inside and out and ensure your residence stands out to property buyers. Perhaps best of all, a real estate agent is happy to respond to any of your home selling concerns and questions, at any time.

Maximize your house's potential Ė use the aforementioned tips, and you can update your residence and differentiate your home from the competition.





Posted by Debra & John Blanchet on 6/8/2018

This Single-Family in Providence, RI recently sold for $192,000. This Ranch style home was sold by Debra & John Blanchet - RE/MAX Town & Country.


9 VAUGHAN ST, Providence RI, 02904

Single-Family

$192,000
Price
$192,000
Sale Price

2
Beds Total
6
Numberof Rooms
2
Baths
North End renovated ranch with a beautiful eat-in kitchen, two bedrooms and two full bathrooms. Hardwoods on 1st floor. Open and airy lower level for office, den or alternative 3rd bedroom and large laundry room. Pretty fenced-in yard with covered patio and 1 car garage. New roof! Updated mechanicals. Minutes from the East Side, Miriam Hospital and Hope Village. Easy access to highway and shopping. A wonderful condo alternative, move right in!

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Categories: Sold Homes  


Posted by Debra & John Blanchet on 6/6/2018

Thereís numerous reasons why the name on a title to a home may not be the same as the name thatís on the mortgage loan. These reasons include:


  • Only one buyer had stable credit
  • Only one person was on the loan application
  • One person was released from the mortgage


No matter why this is the case, having your name on the mortgage but not on the title to a home can affect you and people residing in the home in different ways. 


Why Would Only One Name Be On The Mortgage?


If people are looking to get a home or refinance a home, but only one person has good credit a decision must be made. For the best possible mortgage rates, youíll want to person with the best credit to be the primary loan holder. This may mean that you need additional legal documents in the process.  


The person with lower credit may still be able to have their name placed on the title to the home. Anyone who plans to contribute financially to a home, even if not on the mortgage, should place their name on the title. This would be one instance when a name would be on the title to a home and not on the mortgage loan. In this case, a person has property rights, but no legal-financial responsibility to the home. Itís important to agree on the home arrangement that youíre considering. This would be done through a will or a legal contract. This way, all parties are protected in regards to the ownership of the home should something happen to the individual whose name is on the mortgage.


Legal Things To Consider


Those who are listed on the mortgage are the people who are responsible for house payments. If a personís name isnít on the mortgage, it doesnít release them from complete responsibility from the home. If your name is on the title to the home but not on the mortgage, the bank generally has first dibs on the home if thereís a lapse in payments. If you want to keep living in the house, youíll have to keep making payments on the home. If you canít make the mortgage payments, youíll risk going into foreclosure. 


Taxes


An issue that can come up if your name is not on the mortgage is that you cannot use the home youíre living in as a tax deduction. Even if you make payments on the home, in order for you to get tax benefits, your name must be on the mortgage stating that youíre legally responsible for the home. If you are paying for the mortgage because your name appears on the title to the home, you arenít legally entitled to pay, giving away your rights to tax benefits. If youíre married, filing jointly, and only one name appears on the mortgage, however, you can use this as a tax deduction. This becomes an issue if two unmarried people buy a home together.  


Ask For Legal Assistance


Whenever you have an issue with the title of your home or with names on the mortgage, itís good to consult legal counsel. The attorney can assist you in determining who is legally responsible for the home and if the people listed on the title of the home are correct. This can help save you from trouble at a future date.


Since credit scores and loans can get messy at times during the home buying process, itís good to understand all the implications of home mortgages and titles.




Tags: Mortgage   Buying a home  
Categories: mortgage   Buying a Home   Title  


Posted by Debra & John Blanchet on 5/30/2018

Home is where the heart is and we all want to make sure the heart of our home, our family, is healthy and happy. Creating a home that sets your family up for success towards becoming a healthier, and therefore happier family can lead to happy memories you can cherish forever. Keep reading for tips and habits you can enforce and lead by example in your home to encourage your family to make healthy choices both mentally and physically. Practice gratitude. At the end of each day, perhaps even around the dinner table review your family's favorite moments of the day and what they are grateful for. Creating space for these moments is akin to writing out gratitude lists which have been scientifically proven to help increase happiness. This habit also has the added benefit of bringing your family closer together . Spend time together at home. Whether itís a weekly game night where your family gathers around the kitchen table to play board games, huddles up in the living room to play some video games or spend the day playing a game of ball in the backyard. Taking time to enjoy each other at home base creates happy memories and helps your family become more tight knit. Create zones in your house. Set up zones for activities such as tech only, homework, play, solo time and even family time to help encourage focus on the activity at hand while maintaining balance. By creating specific zones you help hardwire your familyís brains to focus on the activity at hand and allow a way for other members of the family to respect that personís time while they are engaging in an activity. Healthy Choices. Set out bowls of fruits, pre-cut veggies to snack on and keep a jug of cold water on hand to guide your family towards healthy choices on their own. This works especially well with younger children so that you can allow them to make their own food choices at snack time and ensure you are making it easier for them to reach for the good stuff. Encourage physical activity. If you child is interested in an afterschool sport, practice being enthusiastic and supportive of their new interest. Spend time practicing with them in the backyard and volunteer to host their friends over for a group practice in the backyard. If your partner is interested in joining the gym or an adult league, leave room in your familyís schedule for them to easily stick to and enjoy their new commitment. Make relaxation easy for your family. Consider what each member of your familyís go-to technique to relax is and set up ways for them to easily do so. If your children love to draw or paint set up an art station they can easily access at their discretion. If your partner enjoys curling up with a good book and some hot tea arrange a bookcase with their favorite titles within reach and keep tea making supplies at the forefront of your cabinet. Get outside.†Sometimes it's important to get out of the house too. A few times a month schedule times for family trips to get outside and visit nearby trails. Whether you walk, hike or ride bikes as a family getting outdoors to enjoy fresh air and be active will improve your familyís health and guarantee some quality time together. We all want health and happiness for the ones we love. You can help promote healthy habits that lead to increased happiness for your family with a little preparation and guiding by example. Working with, playing with, and supporting each other along the way will guarantee a healthier, more tight knit family with loads of memories to cherish for years to come.




Categories: healthy home   family fun   new home  




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