RE/MAX Town & Country



Posted by Debra & John Blanchet on 1/17/2018

Being a homeowner comes with a lot of responsibility. You'll need to keep up with your bills, cleaning and maintenance, and have a keen eye for managing your finances. What many people don't tell you when you buy a house is that you could also become the victim of scammers who specifically target homeowners. Like computer viruses, scams are constantly evolving to stay one step ahead of the game. However, many of them rely on behavior that should raise a red flag for homeowners. In this article, we'll cover some common scams that affect homeowners and tell you how to avoid them to keep you, your home, and your wallet safe.

You've won!

Congratulations! By reading this article you've won an all-expenses paid trip to the destination of your dreams. One of the most common scams affecting homeowners come in the form of phone calls, mail, or even door-knockers informing you that you've won some kind of prize. Unless you've specifically entered to win a certain prize, you can almost be certain that this is a scam.

Identity crisis

We've often heard of the dangers of identity theft, but homeowners in particular are an at-risk demographic. Identity thieves attempt to steal your personal information in order to commit fraud or crimes. To avoid identity theft, be responsible with your mail. Always shred mail with personal data and be sure to have someone take care of your mail for you when away from home for extended periods.

I noticed your roof needs to be repaired

Many scams come in the form of people knocking on your door to offer a great deal on a service. People who solicit you and ask to be let into your home or onto your property to "inspect" part of your home should never be allowed in. They may actually be a roofer attempting to convince you to repair your roof (regardless of whether it needs to be repaired). Or, they could be a would-be burglar scoping out your residence. These scammers will attempt to sell you anything from "subsidized" and "energy efficient" home energy products all the way down to fixing imagined water/moisture issues in your basement.

Make $60k a year working from home!

Work-from-home jobs do exist, and they're growing in number as technology makes it easier and more efficient than traveling. However, some job offers are too good to be true. Be wary of job offers that require you to enter personal information like your social security number before ever having met the employer. Many of these "too good to be true" jobs can be spotted when they ask you for money to get started. They may say to need to pay for your own training but then can make thousands, or will ask for a company buy-in that will pay off later. Regardless, never give money to a potential employer.

I came to read the meters

Someone in a safety vest with a name tag and clipboard knocks on your door and says they're from the energy company, water company, etc. They seem legitimate and tell you how important it is to have your meter read. The might even say you're eligible for a refund or subsidy. It's important to always ask representatives to show you their ID or ask them to call and make an appointment before letting them enter your home.




Tags: home   scams   scammers   fraud   homeowners  
Categories: scams   fraud   scammers  


Posted by Debra & John Blanchet on 6/21/2017

Homeowners have become increasingly aware of the dangers that face them and their homes. More Americans than ever lock their doors at night and own home security systems to protect themselves and their homes from intruders.

However, one danger that many homeowners aren’t prepared for is posed by scammers. These scammers are innovative and use tools like the internet and the semblance of authority to their advantage. What’s more, the nature of their scams is always evolving.

In this article, we’ll cover some of the most common scams affecting homeowners. We’ll talk about how to protect yourself from these scams and recognize them so that you and your home can avoid potential disaster.

Foreclosure scams

There are few things more concerning to a homeowner than the thought of losing their home. Scammers take advantage of these fears by promoting “relief programs” that promise to reduce your monthly payments or otherwise protect you from being foreclosed on.

The scam here is that these companies might not help you at all but will still charge for their services. They’ll often browse public foreclosure notices or post ads online. When they reach out to a homeowner they’ll do so via a letter that seems personal and professional. They could also call your phone or send you an email offer.

By U.S. law, such companies cannot charge you for any services unless they successfully help you gain relief from your lender, and even then you must still accept the offer before the relief company can ever charge you.

Home maintenance and repair

One of the more dangerous scams on our list involves something seemingly innocent--a knock on your door to let you know your roof needs repair. While some startup companies may go door-to-door offering their services, most of the time this should send up a red flag. There are a few potential scams that come in the form of a person in work uniform knocking on your door.

First, a company might be selling real services, but they could be services you don’t need. Make sure you understand facts about your home, such as the last time your roof was repaired. This will help you avoid making a bad deal to replace something that doesn’t need replacing.

Also be sure to never let someone into your home, regardless of their uniform, if you are alone or it’s late at night. Someone may be dressed like a salesperson or utility worker, but they could in reality be doing research on your home and your valuables. Would-be burglars can often spot your valuables, and see how secure your home is before coming back when no one is home.

Protect your identity

The issue of identity theft has been in the public eye with the rise of online communications. However, one of the easiest ways to steal your valuable information could be sitting right in your mailbox or in your garbage can.

Always be sure to shred papers that have personal information on them. And, if you go away on vacation, ask a neighbor or relative to bring in your mail for you. Not only will this help keep your identity safe, but it will make it look like someone is at home by keeping the pile of mail and newspapers outside low.  




Categories: Uncategorized  




Tags